Anthony Albanese takes the question in a different direction, and says:

We do need to invest in those measures. We also need to invest in projects that help reduce the risk much damage to homes and businesses, that will put that downward pressure on insurance premiums. When I was in Darwin on Christmas day, one of the things that occurred with the commemoration of the 50th anniversary of Cyclone Tracy, that tragedy – as Darwin was built back, it was built back to be more cyclone resilient, as opposed to what was there 50 years earlier which just saw massive damage that could have been less had that not occurred.

So we do need to invest. We also are working with insurance companies through, for example, the hazards insurance partnership brings together the Australian Government and the insurance sector, creating a forum so that we can talk about how we can reduce those insurance premiums because we know that it is having a real impact and I thank the member for the ongoing interest in these serious issues.

Or – and hear us out here, we could stop approving new coal and gas projects. REVOLUTIONARY