The Liberal Party love the idea of first-home buyer accessing up to $50,000 of their superannuation to use for a deposit. But how much do people in the 30s, who the policy is aimed at have in their super?

Well the median in 2021-22 was between $34,000 and $39,000 for their early 30s and $54,000 to $70,000 for those in their late 30s.

In essence for most people using $50,000 of you super would destroy your superannuation base.

It’s a great policy for those who have stonks in their super. But those people are also those more likely to already have the money or wealth to have saved for a deposit.

So this, much like the policy to deduct interest repayments, is something that will benefit those who already can afford to buy a home, and do so in a way that increases the ability to bid higher for homes – which will cause house prices to rise.